Top online loans

Compare and choose one of 9 lenders.

Ceyloan.lk
Your loan in 5 minutes
up to Rs 60 000
max Rs 80 000
21 - 60
5 min.
Loanplus.lk
Fast money
0% up to Rs 50 000
max Rs 80 000
20 - 60
10 min.
Cashx.lk
The first loan 0%
0% up to Rs 80 000
max Rs 80 000
20 - 60
15 min.
Credify.lk
First loan is free
0% up to Rs 25 000
max Rs 80 000
20 - 80
15 min.
Fino.lk
First loan with 100% off
0% up to Rs 20 000
max Rs 100 000
20 - 60
10 min.
Loanme.lk
Instant Cash Loans
up to Rs 18 000
max Rs 40 000
20 - 60
15 min.
Oncredit.lk
The first loan 0%
0% up to Rs 50 000
max Rs 100 000
20 - 55
10 min.
Soscredit.lk
0% first loan
0% up to Rs 25 000
max Rs 80 000
20 - 80
15 min.
Soso.lk
Online Loans
0% up to Rs 25 000
max Rs 80 000
20 - 80
15 min.

Information about lenders

Ceyloan.lk - CEYLOANTECH LANKA (PRIVATE) LTD

Address: No 25, Simon Hewavitharana Road, Colombo 3, Sri Lanka

Phone number: +94 114 279 800

E-mail: help@ceyloan.lk

Max APR: 18%

Term: 2 months - 6 months

Age: 21 up to 60

Loan of RS 50 000 for 6 months, monthly payment RS 8776 total amount RS 52 656, annual percentage rate APR 18%.

Loanplus.lk - AIS IT CONSULTING SERVICES (PRIVATE) LTD

Address: 47 Alexandra Place, Colombo 7

Phone number: +94 114 411 122

E-mail: info@loanplus.lk

Max APR: 803%

Term: 62 days - 1 year

Age: 20 up to 60

Loan of RS 10 000 for 3 months, monthly payment RS 6 633 total amount RS 19 900, annual percentage rate APR 198%.

Cashx.lk - A V BUSINESS SOLUTIONS (PRIVATE) LTD

Address: 47 Alexandra Pl, Colombo 00700

Phone number: +94 117 474 111

E-mail: info@cashx.lk

Max APR: 216.12%

Term: 62 days - 1 year

Age: 20 up to 60

Loan of RS 5 000 for 3 months, monthly payment RS 1 650 total amount RS 9 950, annual percentage rate APR 216.12%.

Credify.lk - CREDIFY

Address: Sri Lanka

Phone number: -

E-mail: info@credify.lk

Max APR: 365%

Term: 90 days - 1 year

Age: 20 up to 80

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Fino.lk - S F Group (PRIVATE) LIMITED

Address: No 47, Alexandra Place, Colombo 7, Sri Lanka

Phone number: +94 117 750 300

E-mail: info@fino.lk

Max APR: 15%

Term: 62 days - 1 year

Age: 20 up to 60

Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15%.

Loanme.lk - FINTECHH SOFTWARE SOLUTIONS (PRIVATE) LTD

Address: 321, Galle Road, Colombo 03

Phone number: +94 117 877 555

E-mail: info@loanme.lk

Max APR: 13.68%

Term: 90 days - 6 months

Age: 20 up to 60

Loan of RS 25 000 for 6 months, monthly payment RS 6 750, total amount RS 40 500, annual percentage rate APR 13.68%.

Oncredit.lk - ONCREDIT (PRIVATE) LTD

Address: 106, Dharmapala Mawatha, Colombo 07

Phone number: +94 117 811 555

E-mail: info@oncredit.lk

Max APR: 16%

Term: 120 days - 6 months

Age: 20 up to 55

Loan of RS 5 000 for 3 months, monthly payment RS 2 867, total amount RS 8 601, annual percentage rate APR 16%.

Soscredit.lk - SOSCREDIT

Address: Sri Lanka

Phone number: -

E-mail: info@soscredit.lk

Max APR: 365%

Term: 90 days - 1 year

Age: 20 up to 80

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Soso.lk - SOSO

Address: Sri Lanka

Phone number: -

E-mail: info@soso.lk

Max APR: 365%

Term: 90 days - 1 year

Age: 20 up to 80

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Top loans on Creditsms.com 

Creditsms.com offers you affordable loans online. These loans empower people to access education, secure their homes, boost entrepreneurship, ensure health, and improve mobility, contributing to their overall financial well-being in Sri Lanka. Waste no time and begin your search right now! 

TOP reasons for getting a loan 

  • Education: Financing academic pursuits and skill development. 

  • Home Purchase: Acquiring a property or real estate investment. 

  • Business Growth: Expanding or starting a new business venture. 

  • Healthcare Expenses: Covering medical bills and treatments. 

  • Vehicle Purchase: Buying a car or other means of transportation. 

Advantages of online loans 

With Creditsms.com you can see the top loans of Sri Lanka - the ultimate solution tailored just for you: 

Convenience: Apply from anywhere with an internet connection, avoiding the need for physical visits to banks or lenders. Online applications are typically processed faster, providing quicker access to funds. 

Accessibility: Online lenders may consider a broader range of credit profiles, making loans accessible to more individuals. Online loan platforms often provide clear terms and conditions, making it easier to understand the loan terms. 

Flexibility: Various loan types, including personal loans and payday loans, cater to different financial needs. Some online lenders offer competitive interest rates, potentially saving borrowers money. 

Minimal Documentation: Online applications often require fewer documents, reducing paperwork. 

Account Management: Borrowers can manage their loans and payments online for added convenience. 

Consider the following details 

  • Loan Amount: Determine the exact sum you require. Borrow as much as you actually need. 

  • Loan Repayment Term: Choose a repayment period that aligns comfortably with your financial situation. You can opt for terms from 62 days to 1 year. 

Moreover, pay special attention to the interest rate the financial institution offers. As a first-time client, you might enjoy the privilege of accessing a first loan with a 0% interest rate. However, remember that the maximum annual percentage rate (representing your expenses for utilizing the loan money) can reach up to 365%. 

An example of loan costs 

You select a loan amount of RS 50 000 with a repayment plan spanning 6 months. The annual percentage rate is 15%. Based on this, your monthly instalment will be RS 8 948, and the associated commission amounts to RS 3 688. When the loan term concludes, the total amount you'll repay will sum up to RS 53 688. 

Criteria for receiving a loan 

  • Age requirements: Age restrictions may vary depending on the conditions of the lender. 

  • ID: Borrowers must provide a valid identification document (valid NIC details).  

  • Bank account or card: An active bank card or functioning bank account is necessary to receive the loan funds.  

  • Communication method: A valid phone number and email is essential for communication throughout the loan process. 

Timely repayment of the loan 

Stay organized: Mark payment dates on your calendar or set up automatic payments through Internet banking to avoid missing deadlines.  

Be proactive: Make monthly payments a few days before the due date to ensure the money reaches the lender on time.  

Communicate with the lender: If unforeseen circumstances hinder timely repayment, contact the lender immediately and request an extension. Keep in mind that an additional fee might apply for extending the loan.  

Creditsms.com is your guide to the world of Sri Lanka lenders and finance options. However, do keep in mind that we are not a lender and do not offer loans ourselves.