Cash Loans in Sri Lanka

Compare and choose one of 9 lenders.

Loanplus.lk
Fast money
0% up to Rs 120 000
max Rs 120 000
20 - 60
10 min.
Soso.lk
Online Loans
0% up to Rs 25 000
max Rs 80 000
20 - 80
15 min.
Cashx.lk
The first loan 0%
0% up to Rs 120 000
max Rs 120 000
20 - 60
15 min.
Ceyloan.lk
First loan is free
0% up to Rs 60 000
max Rs 100 000
21 - 60
5 min.
Credify.lk
First loan is free
0% up to Rs 25 000
max Rs 80 000
20 - 80
15 min.
Fino.lk
0% for first loan
0% up to Rs 20 000
max Rs 100 000
20 - 60
10 min.
Loanme.lk
Instant Cash Loans
up to Rs 18 000
max Rs 40 000
20 - 60
15 min.
Oncredit.lk
The first loan 0%
0% up to Rs 50 000
max Rs 100 000
20 - 55
10 min.
Soscredit.lk
0% first loan
0% up to Rs 25 000
max Rs 80 000
20 - 80
15 min.

Information about lenders

Loanplus.lk - AIS IT CONSULTING SERVICES (PRIVATE) LTD

Address: 47 Alexandra Place, Colombo 7

Phone number: +94 114 411 122

E-mail: info@loanplus.lk

Max APR: 200.02%

Term: 62 days - 3 months

Age: 20 up to 60

Loan of RS 10 000 for 3 months, monthly payment RS 6 633 total amount RS 19 900, annual percentage rate APR 198%.

Soso.lk - SOSO

Address: Sri Lanka

Phone number: -

E-mail: info@soso.lk

Max APR: 365%

Term: 3 months - 1 year

Age: 20 up to 80

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Cashx.lk - A V BUSINESS SOLUTIONS (PRIVATE) LTD

Address: 47 Alexandra Pl, Colombo 00700

Phone number: +94 117 474 111

E-mail: info@cashx.lk

Max APR: 216.12%

Term: 62 days - 3 months

Age: 20 up to 60

Loan of RS 5 000 for 3 months, monthly payment RS 1 650 total amount RS 9 950, annual percentage rate APR 216.12%.

Ceyloan.lk - CEYLOANTECH LANKA (PRIVATE) LTD

Address: No 25, Simon Hewavitharana Road, Colombo 3, Sri Lanka

Phone number: +94 114 279 800

E-mail: help@ceyloan.lk

Max APR: 182.5%

Term: 3 months - 6 months

Age: 21 up to 60

Loan of RS 5 000 for 3 months, monthly payment RS 2 425 total amount RS 7 275, annual percentage rate APR 182.5%.

Credify.lk - CREDIFY

Address: Sri Lanka

Phone number: -

E-mail: info@credify.lk

Max APR: 365%

Term: 3 months - 1 year

Age: 20 up to 80

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Fino.lk - S F Group (PRIVATE) LIMITED

Address: No 47, Alexandra Place, Colombo 7, Sri Lanka

Phone number: +94 117 750 300

E-mail: info@fino.lk

Max APR: 15%

Term: 62 days - 1 year

Age: 20 up to 60

Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15%.

Loanme.lk - FINTECHH SOFTWARE SOLUTIONS (PRIVATE) LTD

Address: 321, Galle Road, Colombo 03

Phone number: +94 117 877 555

E-mail: info@loanme.lk

Max APR: 13.68%

Term: 3 months - 6 months

Age: 20 up to 60

Loan of RS 25 000 for 6 months, monthly payment RS 6 750, total amount RS 40 500, annual percentage rate APR 13.68%.

Oncredit.lk - ONCREDIT (PRIVATE) LTD

Address: 106, Dharmapala Mawatha, Colombo 07

Phone number: +94 117 811 555

E-mail: info@oncredit.lk

Max APR: 16%

Term: 4 months - 6 months

Age: 20 up to 55

Loan of RS 5 000 for 3 months, monthly payment RS 2 867, total amount RS 8 601, annual percentage rate APR 16%.

Soscredit.lk - SOSCREDIT

Address: Sri Lanka

Phone number: -

E-mail: info@soscredit.lk

Max APR: 365%

Term: 3 months - 1 year

Age: 20 up to 80

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Cash Loans in Sri Lanka 

Cash loans in Sri Lanka are a financial service that provides individuals with quick access to funds for various purposes, such as emergencies, education expenses, or business investments. These loans are typically offered by banks, financial institutions, or microfinance lenders and can be secured or unsecured, depending on the borrower's creditworthiness. Interest rates and repayment terms vary, making it crucial for borrowers to compare options and choose the one that suits their needs best. Cash loans offer a convenient solution for individuals seeking immediate financial assistance in Sri Lanka. 

What does Creditsms.com offer? 

Creditsms.com is an online loan comparison that enables individuals to evaluate and compare various loan options easily. It allows users to input their financial details, loan requirements, and preferences, then generates a list of loan offers from multiple lenders. This service helps borrowers to make informed decisions by comparing interest rates, terms, and other loan features. Online loan comparison platform Creditsms.com offers convenience and transparency, empowering consumers to make smarter financial choices. 

Advantages of online cash loans  

With Creditsms.com you can see the top loans of Sri Lanka - the ultimate solution tailored just for you:  

Convenience: Apply from anywhere with an internet connection, avoiding the need for physical visits to banks or lenders. Online applications are typically processed faster, providing quicker access to funds.  

Accessibility: Online lenders may consider a broader range of credit profiles, making loans accessible to more individuals. Online loan platforms often provide clear terms and conditions, making it easier to understand the loan terms.  

Flexibility: Various loan types, including personal loans and payday loans, cater to different financial needs. Some online lenders offer competitive interest rates, potentially saving borrowers money.  

Minimal Documentation: Online applications often require fewer documents, reducing paperwork.  

Account Management: Borrowers can manage their loans and payments online for added convenience. 

Find the ideal amount and repayment period 

  • Loan Amount: Determine the exact sum you require. Borrow as much as you need. 

  • Loan Repayment Term: Choose a repayment period that aligns comfortably with your financial situation. You can opt for terms from 62 days to 1 year. 

Pay special attention to the interest rate the financial institution offers. As a first-time client, you might enjoy the privilege of accessing a first loan with a 0% interest rate. However, remember that the maximum annual percentage rate (representing your expenses for utilizing the loan money) can reach up to 365%. 

How to calculate loan interest? 

You select a loan amount of RS 50 000 with a repayment plan spanning 6 months. The annual percentage rate is 15%. Based on this, your monthly instalment will be RS 8 948, and the associated commission amounts to RS 3 688. When the loan term concludes, the total amount you'll repay will sum up to RS 53 688. 

Requirements to qualify for a loan 

  • Age requirements: Age restrictions may vary depending on the conditions of the lender. 
  • Bank account or card: An active bank card or functioning bank account is necessary to receive the loan funds.  
  • ID: Borrowers must provide a valid identification document (valid NIC details). 
  • Communication method: A valid phone number and email is essential for communication throughout the loan process. 

Successful loan repayment 

Organization: Mark payment dates on your calendar or use automatic payments through Internet banking to ensure punctuality.  

Proactivity: Make payments a bit earlier to ensure delivery to your lender on time.  

Communication: If unexpected issues arise, contact your lender immediately for a loan extension, keeping in mind a possible small fee.  

Prompt response: Address repayment challenges quickly to avoid adverse consequences like dealing with collection agencies. 

Creditsms.com is your guide to the world of Sri Lanka lenders and loan options. However, do keep in mind that we are not lender and do not offer loans ourselves.